Life Planning Journeys

Sidney Divine

Each time I think about Life Planning and how it’s helped me, I can’t help but smile.

I first heard about Financial Life Planning when I was relatively new to the finance industry and eager to become successful. I had such a strong desire to do well that I decided to look up some of the top producers within my company to see if they’d be willing to speak with me about their achievements.

About five calls into the process, I spoke with a planner who left me with a lasting impression. What stood out about this conversation was the planner’s conviction. It was the first time I heard the words Financial Life Planning used together. He said that if a potential client didn’t want to engage in the Financial Life Planning process, then they just weren’t right for him to work with. He’d leave them at the end of the meeting better than he found them but wouldn’t proceed with working with them as a client. He felt as if Financial Life Planning was what he was put here on earth to do and as such he wouldn’t be living into all he’s supposed to be to the clients or to himself if he did anything else. He believed that morally and ethically he couldn’t make a sale or a recommendation without truly knowing the client, and the Life Planning process was a way to truly know them.

Immediately I began to question just how much business he had left and was continuing to leave on the table. I could not for the life of me wrap my head around it. I thought back on that conversation for quite some time. Over the following months and years of us staying in touch in a mentor-mentee capacity, I learned more about Life Planning and even began to embark upon a variation of it that I liked to call “Life Planning Lite”.

After conducting many meetings of Life Planning Lite, I had more questions and naturally felt like there were things that still weren’t getting uncovered. With that, I decided to finally see firsthand what Life Planning truly was by signing up for the Kinder Institute of Life Planning’s training program. It was a full three years from that initial conversation with my mentor.

I remember heading into the 2-Day training not really having too many expectations. I’d heard so many great things about it and based on my experience utilizing my lite version of Life Planning, I saw how deep the conversations got when getting to know the clients. I didn’t want to be let down. On day one, I left thinking how could I have even possibly thought this could be a letdown. It was that powerful. I knew then that I wanted to continue with the 5-Day EVOKE training. The work with my clients would become even more impactful once I took the 5-Day!

When I came back from the 5-Day training, it was noticeable to myself and others that something had changed in me. Once all about work, I came back with a deeper and better understanding of what was truly important to me, and I began to pursue those things immediately!

Just as important, I began to see how much better a planner I’d become with my clients. The first client I started to life plan had been a client of mine for two years. Prior to the 5-Day training, you couldn’t tell me that I didn’t know her and hadn’t done a great job as her financial planner. In those two years, she introduced me to many of her friends that would become future clients. I felt truly involved in her finances and her life.

Life Planning her immediately showed me how much I didn’t know about her. During the Exploration meeting, I was able to find out so many things that had not once come up before in our conversations. When I delivered her torch statement, she shed tears and, more importantly, the work beyond that has thrived and she’s thriving.

There are just so many different examples of how Life Planning has impacted the lives of my clients. These are a few:

  • The client who decided to say “Yes!” to his life and enjoy time with his family by planning a couple of camping trips;
  • The client who flew with his wife to watch a deciding game 7 that featured his favorite player;
  • The client who relocated to be closer to her family;
  • The client who is fulfilling a lifetime goal of traveling to Japan;
  • For me, the overworked workaholic who knew there was always more to life than work but never really took the time to explore.

Life Planning has been life-changing. I’m so fortunate for my mentor Stephen Brody, my 5-Day family including the great facilitators, and most importantly for my clients who bless me each day with the opportunity to help them plan and be a part of seeing their deepest dreams realized!

Sidney R. Divine, CFP®, ChFC®, RLP®
Divine Wealth Strategies

Financial Planner

Upon graduating from LaGrange College in 2011, Sidney pursued his dream to help good people live better lives. By 2014, he had earned the title of Financial Planner and began to work with his clients by helping them optimize cash flow, manage risks, and plan for their investment and retirement needs. In 2015 and 2016, Sidney was nominated for Financial Planner of the year; an award he proudly earned in 2017 while being ranked within the top 2 percent of 1,875 planners nationally within the Fortune 500 firm.

Sidney’s belief in education since the beginning as a Financial Planner has seen him earn the Certified Financial Planner (CFP) designation, the Chartered Financial Consultant (ChFC) designation, and the Registered Life Planner (RLP) designation from the Kinder Institute of Life Planning.

Upon earning the RLP designation, Sidney fully embraced his new role as being a Financial Life Planner. As such, he works with clients to help them align their financial realities with the lives they aspire to live. He does this by engaging in a client-centered process that delivers freedom to clients, namely the freedom to pursue life’s passions, wherever they may lead.

Sidney also believes strongly in serving the community. He has served in numerous roles working with youth to empower them to live more inspired lives. Much of this work has taken place on the foundation that sports and athletics can help build confidence and bolster the role of teamwork and citizenship.

No matter your needs, you will find Sidney to be a trusted advisor that educates you, advises you, and helps you bring clarity to your money and peace to your life.


Do you have a story to tell? We want to hear your Journey in Life Planning. Email, to express interest in being featured in the Kinder Institute blog.

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Hear George Kinder discuss the latest theme to his upcoming book A Golden Civilization & The Map of Mindfulness.

Click to Hear George Kinder discuss the overall theme to his upcoming book A Golden Civilization & The Map of Mindfulness

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Click video to hear George’s thoughts on How Can Registered Life Planners Help Achieve a Golden Civilization?

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An Interview Series with Leisa Peterson on A Golden Civilization – Second in Series

Democracy – George Kinder’s latest video interview with Leisa Peterson on how to create A Golden Civilization for a thousand years.


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An Interview series with Leisa Peterson on A Golden Civilization – First in Series

Introduction of A Golden Civilization – George Kinder’s latest video interview with Leisa Peterson on how to create A Golden Civilization for a thousand years.


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“The Whole Financial Planning Process is Wrong” Expert Says

“The whole financial planning process is wrong,” says George Kinder, widely recognized as one of the chief educators and influencers in the financial planning profession.

But what exactly does he mean, and how does he justify this bold statement?

First, let’s separate the work of financial planning into two different elements–let’s call the first quantitative analysis and the second qualitative analysis.

Read full article here.

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Jenny Hoff Podcast Interview

March 30, 2017

Read or listen to Jenny Hoff’s interview/podcast with George Kinder

Dubbed the “father of life planning” and author of the seminal book on money, “The Seven Stages of Money Maturity,” George Kinder has been an investment and wealth professional for more than 30 years, coaching thousands of advisers on how to do more than just talk about financial products, but how to get to the root of what people really want in life before creating a financial plan to make it happen.

With decades of experience as a mindfulness and meditation teacher as well, Kinder has a unique insight in helping people find their true wants in life and then finding the ability to fund those dreams. In this episode, Kinder talks about the three most important questions to ask yourself in order to understand your life goals, questions his thousands of advisers ask their clients through the Kinder Institute of Life Planning.

Get Charged Up about planning your life!


Jenny Hoff,

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How Should Investors Respond to Political Uncertainty?

Here what George told Robin Powell about how investors should respond to political uncertainty.



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Profiles in Life Planning: Louis Vollebregt #2

Photograph of Louis Vollebregt, RLP®

Louis Vollebregt, RLP®


Name: Louis Vollebregt

Certifications and memberships: RLP®

Business Name: Means in Progress BV

Location: Horalaan 14, 6721 KN BENNEKOM (The Netherlands)

Website: and

Favorite Parts of My Own Life Plan: Doing what matters most; not wasting time on things that just seem urgent but actually are unimportant to me. Helping other people to develop to the max of their abilities.

Favorite Life Plans I Have Helped Deliver for Clients: I love to work with entrepreneurs in the financial industry. As this is a branch that is very much trying to find new ways to deliver good service, I take pride in helping professionals in our industry to migrate to worthwhile new ways to interact with clients.

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Profiles in Life Planning: Greet Selderslaghs #1

Photograph of Registered Life Planner, Master of Life Planning, Greet Selderslaghs

Greet Selderslaghs, RLP®


Name:  Greet Selderslaghs RLP®

Certifications and memberships: Master of Life Planning

Business Name: Art of Good Living

Location: Zemst and Ternat, Belgium


Favorite Parts of My Own Life Plan:    Being life planned makes me feel as if I’m constantly on holiday! It made me go for my own business, coaching people, and set me off writing my own novel. Yes, I do work hard, yes, I do have challenges. But because who I am and what I do are very close together, I always find the courage and enthusiasm to go for it again.

Favorite  Life Plans I Have Helped Deliver for Clients:    Someone came to see me, feeling depressed and low. In no time she found the strength to buy a plot of land, and in a newly designed and built building, set up her own business with her own designs, putting apart the profits for a –once-in-a-life-time trip to Mexico.




Posted in Life Planning Journeys